How Much Is the Average Cost of Childcare in New York?

Childcare in New York isn’t just another monthly bill. For many families, it’s the second largest expense after housing. Whether you live in Manhattan or upstate, understanding the average cost of childcare in New York is essential for financial planning. Below is a full breakdown by age, hours, type and city plus what to expect in the coming years.

Posted on:

March 3, 2026

Average cost of childcare in New York
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Average Childcare Costs in New York

Average Childcare Costs in New York

Average Childcare Costs by Age in New York

The average cost of childcare in New York by age varies significantly, with infant care being the most expensive.


Center-Based Care (Annual Averages)

• Infant (0–12 months): $19,584

• 4-Year-Old: $16,415

• School-Age Child: $15,067

That means the average infant childcare cost in New York is about $1,632 per month in a licensed center. Infants cost more because of required low staff-to-child ratios and stricter safety regulations.


Average Childcare Costs by Hours in New York


Full-Time (40+ hours per week)

• $2,400 - $3,100 per month in major cities

• $1,300 - $1,700 per month in smaller counties


Part-Time (20–25 hours per week)

• $900 - $1,800 per month depending on location

In high demand areas like New York City, hourly averages can exceed $22-$24 per hour for infant center based care. The more hours required, the closer you move toward the upper end of the average cost of childcare in New York.


Average Childcare Costs per week in New York


Center-Based Infant Care

• $425 - $750 per week (depending upon area)


Preschool Care

• $350 - $600 per week

In places like Yonkers or New Rochelle, weekly infant care can approach $900+ per week. For families with two children, weekly childcare costs can exceed $1,200-$1,500.


Average Childcare Costs by Month in New York

City / Region 

Avg Full-Time Childcare 

Avg Infant Care 

New York City (NYC) 

~$2,929 

~$3,003 

Brooklyn (NYC borough) 

~$2,900 

~$2,980 

Queens (NYC borough) 

~$2,850 

~$2,920 

Buffalo 

~$2,421 

~$2,482 

Rochester 

~$2,517 

~$2,625 

Yonkers 

~$2,990 

~$2,958 

Syracuse 

~$2,512 

~$2,625 

Albany 

~$2,477 

~$2,586 

New Rochelle 

~$2,999 

~$3,179 

Mount Vernon 

~$3,045 

~$3,097 

Schenectady 

~$2,500 

~$2,357 

Ithaca 

~$2,350 

~$2,400 

White Plains 

~$2,900 

~$2,950 

Saratoga Springs 

~$2,600 

~$2,650 

Across most cities, the average cost of full time childcare ranges between $2,400 and $3,100 per month.

Childcare Costs by Type in New York

Childcare Costs by Type in New York

Center Based Care

Center based care in New York is typically the higher cost option, operating in licensed facilities with structured curricula and regulated staff to child ratios with average infant care costing around $19,584 annually. 


Family Based (Home) Care

Family based care is generally more affordable and takes place in a home setting with smaller group sizes, offering a more personal environment with average infant care costing approximately $16,383 per year. 


Nanny or Private Care

Nanny or private care provides the most flexibility for families but often comes at a premium in metro areas, typically ranging between $20 to $30 per hour with annual costs that can exceed $50,000 depending on hours and location. 

Families ultimately choose based on budget, flexibility and the type of learning environment that best fits their child’s needs.


Trends: Will Childcare Costs Increase or Decrease?

The short answer is costs are unlikely to drop significantly. Several factors suggest continued upward pressure:

• Staffing shortages in early childhood education

• Rising rent and insurance costs

• Inflation

• Regulatory compliance expenses

State leadership including Governor Kathy Hochul has expanded funding initiatives, but demand still outpaces supply in many counties. Most projections indicate that the average cost of childcare in New York will continue rising gradually over the next few years.

How Childcare Impacts Family Budgets

How Childcare Impacts Family Budgets

For a family earning $131,000 annually:

Two children in center based care = ~$36,000 per year 
That’s approximately 27% of household income.

The affordability benchmark set by the U.S. Department of Health and Human Services is 7% of household income.

Childcare costs in New York often rival:

• Annual rent payment

• In-state college tuition

• Mortgage payments

For many families, childcare determines whether a second parent returns to work.

Childcare Assistance Options in New York

Child Care Assistance Program (CCAP) 

Income based subsidies covering partial or full costs.


Promise NYC

Support for undocumented and mixed status families within NYC.


Transitional Child Care Benefits

Short-term subsidies for families transitioning off public assistance.


2-Care NYC Initiative (In Development)

A new childcare expansion for 2-year-olds has been announced by city leadership.

These programs can significantly reduce the effective average cost of childcare in New York for eligible households.

Tips to Manage Childcare Costs

  1. Start your search early to secure better rates.

  2. Consider family-based providers for lower tuition.

  3. Explore nanny shares to split costs.

  4. Use Dependent Care FSAs for pre tax savings.

  5. Ask about sibling discounts.

  6. Look into Universal Pre-K programs for 4-year-olds.

  7. Look for centres that simplify enrollment with technology.

  8. Ask how camps and seasonal programs are managed.

Small adjustments can make a meaningful difference over time.

Child Care Assistance Program (CCAP) 

Income based subsidies covering partial or full costs.


Promise NYC

Support for undocumented and mixed status families within NYC.


Transitional Child Care Benefits

Short-term subsidies for families transitioning off public assistance.


2-Care NYC Initiative (In Development)

A new childcare expansion for 2-year-olds has been announced by city leadership.

These programs can significantly reduce the effective average cost of childcare in New York for eligible households.

Tips to Manage Childcare Costs

  1. Start your search early to secure better rates.

  2. Consider family-based providers for lower tuition.

  3. Explore nanny shares to split costs.

  4. Use Dependent Care FSAs for pre tax savings.

  5. Ask about sibling discounts.

  6. Look into Universal Pre-K programs for 4-year-olds.

  7. Look for centres that simplify enrollment with technology.

  8. Ask how camps and seasonal programs are managed.

Small adjustments can make a meaningful difference over time.

Final Thoughts

The average cost of childcare in New York ranges from:

• $16,000 to $20,000 per year statewide

• $30,000+ annually in high-cost cities

• $1,300 to $3,100 per month depending on location

Childcare is one of the most significant financial commitments families make in New York. Understanding the numbers by age, hours, city and provider type allows parents, employers and policymakers to make more informed decisions. 

Because in New York childcare isn’t optional. It’s foundational. 

1Core Solution is a comprehensive childcare management platform built to support the daily needs of childcare centers and early education providers. With tools for online billing, parent engagement, admissions, attendance, lesson planning, and staff management, 1Core brings your center’s operations into one centralized, easy-to-use system. Designed with both educators and administrators in mind, 1Core helps reduce manual tasks, improve communication, and enhance the experience for families and staff alike. Backed by dependable support and strong data security, 1Core gives you the freedom to focus less on paperwork and more on creating meaningful moments with the children in your care.

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Picture of Muhila

Muhila S

Digital Marketer | 1Core Solution

Building bridges between products and audiences through clever, data-powered campaigns. A trend-chaser with a creative heart and a results first mindset.

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